Best Credit Card To Pay Bills

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· Top credit cards for bills and utilities · Wells Fargo Active Cash® Card · Blue Cash Preferred® Card from American Express · U.S. Bank Cash+® Visa

Best Card for bills/utilities : r/CreditCards

https://www.reddit.com/r/CreditCards/comments/17rgabv/best_card_for_billsutilities/

Top credit cards for bills and utilities · Wells Fargo Active Cash® Card · Blue Cash Preferred® Card from American Express · U.S. Bank Cash+® Visa

How to choose the best cards for bills and utility payments

While you don’t have much control over your recurring bills and utilities, what you can control is how you choose to pay them. Some utility companies may charge convenience fees for paying with a credit card, but you may be able to offset it with credit card rewards. No one card will be the correct answer for all of your bills and utilities since they all offer different bonuses and incentives. Here are some things to consider when deciding which cards work best for you.

U.S. Bank Cash+® Visa Signature® Card


  • Pros

    • There are 12 categories to choose from for the 5 percent bonus each quarter, including many common bills and utilities.
    • The sign-up bonus can be easy to achieve.

    Cons

    • The $2,000 cap on bonus spending may not be enough for people with higher expenses.
    • It doesn’t have many other notable perks or benefits that other cards have.

best credit card to pay bills

FAQ

What is a good credit card to pay bills with?

The best credit card to pay bills with is a Visa or Mastercard with unlimited cash back rewards, like the Wells Fargo Active Cash® Card. Wells Fargo Active Cash has a $0 annual fee and offers 2% cash rewards on purchases.

Is it good to pay bills with a credit card?

Paying bills with a credit card in a nutshell Some downsides could include extra fees or interest charges. Benefits could include increased payment flexibility and the opportunity to earn more rewards points. If you can do it responsibly, you might find that paying bills with a credit card is a good choice for you.

Does paying bills with a credit card help your credit score?

If you’re new to credit, putting one or more monthly bills on a credit card can help build a positive credit history; just make your credit card payments on time.

What is the #1 credit card to have?

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back. Cardholders can also earn an initial bonus of $200 cash rewards after spending $500…

Which credit card is best for paying bills?

The best credit cards that can be used for paying household bills are rewards cards. That’s because you can pay utilities and Is it better to pay bills with a credit or debit card?

Should you use a credit card to pay bills?

Using a credit card that rewards you for those expenses is a relatively low-effort way to lower costs. Here are our top picks for credit cards for bills, utilities and other everyday expenses. Rewards: 2% cash back on all purchases. Sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Annual fee: $0.

Is it worth paying bills with a credit card?

It’s worth it to pay bills and utilities with a credit card if it earns at least 3 percent cash back for that spending. For example, if your gas bill company applies a 2 percent processing fee for credit card charges and your card earns 5 percent back on utilities, you’ll earn a net 3 percent cash back.

Which credit card is best for You?

No single credit card is the best for everyone. It all depends on how you use credit and how strong your credit is. A rewards credit card gives you a little something back with each purchase you make — usually cash back or travel points or airline miles. These cards are best for people who can pay their credit card bill in full each month.

You may also like :

https://www.nerdwallet.com/best/credit-cards/bills-and-utilities
https://www.bankrate.com/finance/credit-cards/best-credit-cards-for-bill-and-utility-payments/

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