Welcome to MyPolicy! · Manage your insurance online, including paying your bill. · Make a secure one-time payment without signing in. Pay your bill.
Make a payment
https://app.ace.aaa.com/insurance/make-a-payment/
Welcome to MyPolicy! · Manage your insurance online, including paying your bill. · Make a secure one-time payment without signing in. Pay your bill.
What Happens If I Miss a Car Insurance Payment?
If you miss a car insurance payment, AAA may cancel your policy. This consequence causes two additional problems.
- You Could Face Serious Consequences for Driving Without Car Insurance
According to the National Safety Council, the average cost of a property-damage-only accident in 2021 was $5,700. That number skyrockets to anywhere from $155,000 to nearly $1.8 million for accidents involving injuries and fatalities.
You also may face fines for driving without insurance ranging from $100 to $1,500, depending on where you live. That’s an extraordinary amount of financial risk to assume when you drive without car insurance, even if it’s only for a short time. In some states, you can even suffer jail time if you get caught driving without coverage.
When you request a car insurance quote, many companies ask about the continuity of your coverage. If you report a lapse in coverage — even a short one — the company may rate you as a higher risk and charge you more for insurance. A lapse of more than 30 days could result in a rate increase of up to 35%. People with a lapse of less than 30 days experienced an average rate increase of 8%.
Even the highest late fees won’t cost nearly as much as a lapse in coverage. It’s critically important to make all your payments on time to ensure continuous coverage and protection.
What Are the Late Payment Fees for AAA?
Depending on your state and region, AAA may charge a late fee for payments made after your due date but within your grace period. You may also lose any discounts you gained for having a consistent payment history.
The financial impact of missing a payment and having your car insurance lapse can be much greater than a simple one-time fee. Doing so can also cost you more in car insurance premiums later on.
FAQ
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https://www.ace.aaa.com/self-serve.html
https://www.mypolicy.csaa-insurance.aaa.com/quickpay